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16
Say Hello / Hi, I am Iain MacSween founder of BlackBoxInsuranceReviews.com
« on: December 05, 2013, 09:46:27 pm »
Hi, I am Iain MacSween founder of BlackBoxInsuranceReviews.com

The aim of this site is to keep you up to date on the latest black box insurance news and information, to give you a place to air your views and let you see what others are thinking via our polls. Should you choose to purchase black box insurance which is also known by many different terms including Telematics Insurance , GPS Car Insurance, Smartbox Insurance, Pay As You Drive and Usage Based Insurance (UBI) a place where you can get an unbiased review of the major black box insurance providers as uploaded by you the policy holders.

Introduction how the site works

You can pick from the top rated black box policy providers as rated by customer review scores.

Big Brother may well be watching us but Black Box Insurance Reviews will be “watching big brother very closely.” (Quis custodiet ipsos custodes? – Who will watch the watchers?) is our logo. You can play your part in making sure that all the black box insurance providers play fair and offer the best service that they can.

You can do this by interacting, by reading the feature reports, by understanding the facts and forming your opinions, by writing your reviews and expressing that opinion and by letting others know of your experience with your black box insurance provider be it good or bad.

17
Latest News / Industry split on Telematics Data Sharing
« on: December 05, 2013, 09:30:10 pm »
Industry split on telematics data sharing

Post Online


Industry split on telematics data sharing

         
Bedlow said: “The [black box] device is just a sideshow. At some point, this data is going to become … “We are convinced telematics data is the most important source of data for insurance pricing. It will be more important than all the traditional …

18
Latest News / All the Latest News and Opinion from the Popular Press
« on: December 05, 2013, 09:25:10 pm »
Black Box News

All the Latest News and Opinion from the Popular Press

Black Box Insurance -  Don’t just take our word about black box insurance find out what others are saying. We have included links to various online articles about black box insurance news   read what they have to say and form  your own opinion. Don’t forget to bookmark this site though. Come back, join in with the polls and have your say in the Great Black Box Debate.

19
General Discussion / Welcome to blackboxinsurancereviews.com Forum
« on: December 05, 2013, 09:07:28 pm »
Welcome to blackboxinsurancereviews.com Forum

Hi and welcome to blackboxinsurancereviews.com Forum, If you are looking for information on black box insurance then you have come to the right place.

Here you can find all the latest news and up to date information on black box insurance, you can read our independent reviews on all the top black box insurance providers, take part in a survey, vote in one of our polls or have your say by leaving a comment or writing a review.

20
New to the Forum / New to the Forum
« on: December 05, 2013, 08:49:17 pm »
If you are new to Forums or are unfamiliar with ours, the following may help

If you are new to Forums or are unfamiliar with ours, the following may help you understand more about, what things are, where to go and how to do things. If you are unclear please send a "PM" "Forum Admin Team"


In principle, once registered you can then read various Forums that are visible to you. We have many forums here, most of which are visible to all, but some forums are private, or by invite or for members only.

All forum users can start a new topic or add to an existing forum thread. You do this by clicking on the buttons "New Topic" or "Post Reply" found at the top and bottom of that thread.

Glossary
Avatar = an image that is placed beside your name. You start as a "Learner" then after 10 posts you are a "user"

Badge = when you join Safe Speed and become a "Member" your Badge is added to show your membership level. Some people also have Special Badges that indicate their Professional Status that we feel is helpful and relevant to this Forum. You need to contact myself for further details.

Board Index = The main list of Forums - list the subset of Forums and once you click on any one of those forums you get to the threads and then you can read and post.

Forum = A collection of discussions, containing many Threads, that exist in each Forum. Plus a Forum can be the Entire collection of all the Forums or that specific Forum for example this Entire Forum are the Safe Speed Forum, but also the "Forum Rules of Conduct" Forum. Try to select the right Forum to place the New Topic Thread.

Lurker = someone who reads the forums but does not post.

New Topic = when you wish to start a new a new discussion often about a new subject or new angle, so you are starting a new Thread within that forum e.g. this New Topic is a new Thread I called "Forum Hints & Tips" under the Forum "Forum Rules of Conduct".

PM = Private Message.

Picture Adding (to Post)

NOTE: Please make sure that you have the copyright - Any images notified or found to not have copyright permission will be immediately removed. IF you are unsure always ask first. In principal, if you have taken a photograph, or created an image, then it is your copyright, you have total rights to it, unless you have sold it one to someone else.

If you have not taken the photo, or created the image, then you must ask the person who has if you can use it (stating all the places that you will use it, or ask for repeated uses). If they deny you the use, respect their wish.
If the image is of you, and you paid or agreed terms at the time, then you have the 'rights of use', but this is becoming a rapidly growing grey area. Copyright Law is very precise and exceptionally expensive if a breech is found and pursued. Seek out legal advice from a Copyright Lawyer to be sure.

Post = this text within this Thread is a POST.

Post Reply = the button that you click to make a new post to an existing thread.

Poster = the person who has made the thread e.g SafeSpeedv2 (myself) have made this post.

Quote = you may wish to quote all or part of another poster's entry. Please TRY not to quote the whole thing and especially if you are the next poster and especially if you are just adding a comment to the whole post.
It is hard to show without the software making it happen ! So I will show so that * = "

Do this :
Quote from: *Name*
then the copy
either side of each the text or copy that you want to quote. So after the word quote you put their name inbetween the inverted commas, which comes after the = then you have the square brackets around all that [ ]. After the text or copy, you have quoted you redo the square brackets with a forward slash / to show the end of the quote then the word quote inside.
When you want to 'multi-quote' you need only simply repeat this process on each section.
If you want to do a whole block quote (around a whole series of quotes between people), put the first section quote=*name* (and surround with square brackets), then then end the whole section with another end quote, so the forward slash / and then the word quote with the square brackets [] around, the /quote.

Smilies :D = To locate smilies when posting or sending a PM, when you click on the 'Post Reply' or 'quote' or 'New Topic', you will see to the left of the text box (where you type into), there are a few smilies. You select in your text window where you want to smilie to appear and then, click on the chosen smilie. To obtain more smilie options, you will see just the shown smilies the text "View more smilies", if you click on that you will see a collection of additional smilies. You can right click, and then open in a new tab, or, window, or, left click and it opens up in a new small window, that can be referred to at any point, just click on the smilie to have it added to your post etc.

Submit = click this button (found after you have started to make a new post by choosing New Topic or Post Reply), found under the area where you place your text when making a new post.

Thread = a number of Posts that exist within a Thread

We know that the above is not comprehensive, but hope that it helps people understand these Forums a little better, but we would like to improve your experience, so if we can assist further just send me or Admins/Moderators a "PM".

Plus if something always confused you, when you got started let us know too. We want people to understand, enjoy and hopefully extract good experiences and knowledge (as much as possible) from these forums.

This post will be added to, as points come our way that require explaining, do let us know if you think there is something that needs further explanation here.

21
Forum Rules / Forum Rules
« on: December 05, 2013, 08:22:24 pm »
BlackBoxInsuranceReviews.com - Forum Rules.

Please keep to the following simple guidelines:

1. Don't swear

2. Don't insult people

3. Don't issue threats

4. Don't incite crime

5. Don't libel anyone

6. "Trolling" is strongly discouraged. (Trolling is defined as making a post with the intention of provoking conflict, or making a post founded on false opinions intended to provoke pointless discussion, including circular threads.) Posters who "troll" consistently will be placed on "Troll Alert" status. If they continue to troll consistently they will be banned. Edited - See Below : Trolling...

7. Do remember that the public can read these forums, including children, the press and the police.

8. No flame war. If you are concerned about a post by someone else breaching these rules, contact the moderator - don't get drawn into a flame war.

9. Messages that contravene any of these rules may be edited or deleted by a moderator.

10. Posters who ignore the rules, may have privileges or forum membership withdrawn.

11. Ad hominem attacks are not allowed. (Ad hominem - Oxford English Dictionery : Of an argument etc.: directed to the individual, personal; appealing to feeling not reason.)
This means that we expect users to attack the argument rather than the poster. Violating this rule will result in a single warning. A repeated violation will result in forum rights being withdrawn, or an immediate ban.

12. No individual user is permitted to have more than one account.

13. No Vitriol.

Trolling :
Communications Act 2003 Government Legislation wrote:
Section 127 Improper use of public electronic communications network - part of the Communications Act 2003 is :
Government Legislation wrote:
(1)A person is guilty of an offence if he—(a)sends by means of a public electronic communications network a message or other matter that is grossly offensive or of an indecent, obscene or menacing character; or(b)causes any such message or matter to be so sent.(2)A person is guilty of an offence if, for the purpose of causing annoyance, inconvenience or needless anxiety to another, he—(a)sends by means of a public electronic communications network, a message that he knows to be false,(b)causes such a message to be sent; or(c)persistently makes use of a public electronic communications network.(3)A person guilty of an offence under this section shall be liable, on summary conviction, to imprisonment for a term not exceeding six months or to a fine not exceeding level 5 on the standard scale, or to both.(4)Subsections (1) and (2) do not apply to anything done in the course of providing a programme service (within the meaning of the Broadcasting Act 1990 (c. 42)).


(Rule 11 added 7th July 2005)
(Rule 12 added 22nd February 2008)
(Rule 13 added 19th January 2009)

Advice for Posters:

If a disagreement seemed to be getting heated, please remember that it's easy to misunderstand text based communications. Perhaps take ten minutes before you reply?

Don't be afraid of topic drift - topic drift is a natural part of the process of forum discussions. However, do try to be aware if the post you are making might be better as a new topic.

When posting a new topic, please try to post it in the best possible forum. This isn't always easy to decide, and we can move posts easily if it ends up in the wrong forum. We'd rather you posted in the wrong forum than you didn't post at all.

We will never delete posts or disbar posters because we disagree with their opinions, and as long as they uphold the above rules. All opinions are welcome if they are honestly held.

No Advertising is permitted - Violating this rule will result in a single warning. A repeated violation will result in forum rights being withdrawn, or an immediate ban.

BlackBoxInsuranceReviews.com is not responsible for information or opinions posted in these forums by visitors.

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